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Frequently Asked Questions

The questions below answers the frequently asked questions that we always receive from clients and interested parties. Click on the link below for a specific topic. If you don't find the answer that you are looking for, feel free to contact us at info@toyotaspecialfinance.com or through our toll free number 1-800-2443441. You may also use the form provided in the contact page.

Q: What if I have a bankruptcy?

A: You must be discharged from Chapter 7. Chapter 13's are subject to court approval.

Q: How long does it take to get a loan approved?

A: From about 10 minutes to 24 hours.

Q: What about charge off's, collections, tax liens, etc?

A: No problem, some of our lenders ignore all of these, especially medical ones.

Q: Do I need a down payment?

A: We have lenders that don't require a down payment and others that accept manufactures rebates as down payment.